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Learn more about Home Title Notifications from LifeLock

LifeLock™ Home Title Protect gives you peace of mind with your home title. Your home is likely your biggest asset, but how often do you monitor your home title?  Someone could take out a loan or lien against your home without your knowledge. We help by notifying you of changes made to your home title at the county recorder's office* so you can take necessary action to protect your home title. 

We notify you of a broad range of home title-related activities for all your properties including:
  • Property/Properties Confirmation – confirmation of which property/properties we will monitor
  • New property
  • Change in ownership
  • New lender
  • Change in financing
  • Notice of default

Key Features

  • US-based Identity Restoration Specialists - US-Based Dedicated Identity Restoration Specialist: If you become a victim of home title fraud, we’ll provide a dedicated, Identity Restoration Specialist to work with until your case is closed.
  • 24/7 Live Member Support - Member Support & Services are available to answer your questions.
  • Unlimited Properties - We monitor unlimited home, second home, rental home or other real estate properties where we find you have an ownership interest.

Who is the County Recorder?

In every state in the U.S., a local government official maintains property records for their area. This official is often known as the County Recorder, although in some states may be called the Recorder of Deeds, Registrar of Deeds, or some similar title.
When you buy a house, the document that transfers ownership to you (a "deed") is delivered to the County Recorder to be added to the public record - a process known as "recording." In addition to recording transfer deeds, the County Recorder also records other documents that affect a person's rights in a property, such as mortgages, liens, judgments, and easements. These official records help buyers, sellers, and other interested parties establish who has a legal interest in a particular property.
In your state, the office that maintains real estate records could be known as a county recorder, registrar of deeds, clerk of the court, or some other government agency.

Why are these notifications important?

Your home and property** are assets. If an identity thief assumes your identity, they may be able to:
  • Divert your mortgage payments to their own accounts
  • Take out a new loan against your property
  • Sell a property in your name
  • Place a lien on your property in attempt to collect a debt you did not initiate

What are the limitations?

Home Title Monitoring relies on the information from the county recorder's office to provide you with notifications. This could result in delays, data being unavailable, and also in the following situations:
  • Recent activity made on your property** will not be available until they are processed by the recorder's office*.
  • If your property is held under a different name, we may not identify your property.

The property I've owned for a significant amount of time wasn't found.

Our system identifies properties you may own by searching public property transfer and property tax records for your personal information. If there is not an exact match, our system may not recognize you as an owner of the property. This can happen if, for example:
  • Your property is held in a Trust, and the name of that Trust is significantly different from your name. In that case, our system may not recognize you as a beneficiary of the Trust; or
  • The property address is not associated with you because you have not used that address on any records, we use to identify you.


**Home Title Monitoring feature includes your home, second home, rental home, or other properties where you have an ownership interest.
*In your state, the office that maintains real estate records could be known as a county recorder, registrar of deeds, clerk of the court, or some other government agency.
† We do not monitor all transactions at all businesses.


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DOCID: v126241834
Operating System: Android;Mac;Windows;iOS
Last modified: 09/06/2023