Other products

Learn more about Home Title Notifications from LifeLock

In the Alerts tab, you would see a similar notification:- Eg: Change in Owner
 
User-added image

We start by providing you with our Home Title Findings, a list of properties we have identified as being in your name. LifeLock monitors the local county recorder's office* for changes related to your home's title**. We then monitor and notify you of any future changes, such as:

  • New property record
  • Change in owner
  • New lender
  • Change in financing
  • Notice of default

Who is the County Recorder?

In every state in the U.S., a local government official maintains property records for their area. This official is often known as the County Recorder, although in some states may be called the Recorder of Deeds, Registrar of Deeds, or some similar title.
When you buy a house, the document that transfers ownership to you (a "deed") is delivered to the County Recorder to be added to the public record - a process known as "recording." In addition to recording transfer deeds, the County Recorder also records other documents that affect a person's rights in a property, such as mortgages, liens, judgments, and easements. These official records help buyers, sellers, and other interested parties establish who has a legal interest in a particular property.
In your state, the office that maintains real estate records could be known as a county recorder, registrar of deeds, clerk of the court, or some other government agency.

Why are these notifications important?

Your home and property** are assets. If an identity thief assumes your identity, they may be able to:
  • Divert your mortgage payments to their own accounts
  • Take out a new loan against your property
  • Sell a property in your name
  • Place a lien on your property in attempt to collect a debt that you did not initiate

What are the limitations?

Home Title Monitoring relies on the information from the county recorder's office to provide you with notifications. This could result in delays, data being unavailable, and also in the following situations:
  • Recent activity made on your property** will not be available until they are processed by the recorder's office*.
  • If your property is held under a different name, we may not identify your property.

What should you do?

We send home title notifications if we detect an event that may affect title to a property we found in your name, such as New Property Record, Change in Owner, New Lender, Change in Financing or Notice of Default. If the information in a notification you received is accurate, you don't need to take any action. If the information is inaccurate, we encourage you to contact the local county recorder's office * to obtain a copy of the document that relates to the notification. Additionally, if the notification includes the name of a new lender, you should contact that lender for additional information. Unfortunately, due to the nature of home title notifications, an agent will not be able to obtain this information for you. After taking these additional steps, if still you believe your home title has been affected without your approval, please contact us promptly.

The property I've owned for a significant amount of time wasn't found.

Our system identifies properties you may own by searching public property transfer and property tax records for your personal information. If there is not an exact match, our system may not recognize you as an owner of the property. This can happen if, for example:
  • Your property is held in a Trust, and the name of that Trust is significantly different from your name. In that case, our system may not recognize you as a beneficiary of the Trust; or
  • The property address is not associated with you because you have not used that address on any records, we use to identify you.

**Home Title Monitoring feature includes your home, second home, rental home, or other properties where you have an ownership interest.

No one can prevent all cybercrime or identity theft.

Need more help?

I found this information helpful.

Yes No

Help us improve this solution.

Thank you for helping to improve this experience.

What would you like to do now?

Browse for solutions, search the Norton Community, or Contact Us.

DOCID: v126241834
Operating System: Android;Mac;Windows;iOS
Last modified: 06/16/2022