Learn more about ChexSystems security freeze

Quick answer

To place a security freeze on your ChexSystems file, visit the ChexSystems website to submit your request online, or contact their Security Freeze Department for mail, fax, or telephone options.

Overview

According to their website, Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA). ChexSystems' clients regularly contribute information on closed checking and savings accounts. ChexSystems provides services to financial institutions and other types of companies that have a permissible purpose under the FCRA. ChexSystems' services primarily assist its clients in assessing the risk of opening new accounts.

If you choose to place a security freeze on your file, you will receive a unique personal identification number (PIN) by mail. The PIN will be required to perform specific actions with regard to your security freeze, such as applying a temporary lift, removing or changing personal identifying information (for example, address, Social Security number, etc.).

Place a ChexSystems security freeze

To freeze or unfreeze your ChexSystems consumer file, you can visit their website here. You can submit your request online. If you would like to submit your request by mail, fax, or telephone, please contact ChexSystems Security Freeze Department.

You can find out about your state's ChexSystems security freeze rights here.

Further recommendations

• Learn more about freezing your credit with the three credit bureaus

• Learn more about NCTUE security freeze

Symptoms / issue

Identity thieves may use your personal information to open fraudulent bank accounts, leading to overdrafts, fees, or illegal activities. This could result in financial institutions flagging your identity, preventing you from opening legitimate new accounts, and exposing you to legal liability.